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July 22: Ontario auto rates start to drop as auto insurance reforms take effect     (Copyright Thompson’s World Insurance News)     Rate applications approved during the second quarter of 2010 averaged -1.03% based on the entire market, the province’s Financial Services Commission figures show.     They will take effect Sept. 1, the same day as the new regulations.     The rate changes approved in 2004, 2005, 2006, 2007, 2008 and 2009 were -10.60%, -2.43%, -1.27%, +0.55%, +5.59% and +8.77%, respectively, for the entire market.        Thompson’s World Insurance News P.O. Box 1027,  Waterloo, Ontario,  Canada  N2J 4S1 Tel: 519-579-2500 Fax: 519-745-7321 mpub@sympatico.ca THOMPSON’S WORLD INSURANCE NEWS , Canada’s only independent weekly for p&c insurance professionals, has been the industry’s most trusted news source since 1988.